Baccarat RTP by casino
Highest RTP: FULLTBET — 98.94%. Provider: Pragmatic Play. 5 casinos compared.
- Spread across the market
- 3.9 pp
- House edge
- 1.1%
- Volatility
- not stated
Game specification
- Observed range
- 95.00–98.94%
Expected return calculator
This is a statistical expectation, not a session forecast.
Observed change history
No actual RTP changes recorded yet.
Confirm what you see+
Send a screenshot of the in-game information window. The first report stays pending; level C requires two independent matching reports and moderation.
RTP by operator
The 3.94 percentage-point gap shows that Baccarat does not have one uniform disclosed RTP across these records. FULLTBET also shows 96.12%, PINNACLE shows 95.79%, and BETBRA shows 95.0%, alongside records at 98.94%. The highest value is confirmed by five independently operated brands; repeated rows do not count as extra confirmations. Every record has confidence level A, meaning the figure was confirmed through the operator’s own disclosure. Checks were completed on 6 August 2026 and 9 August 2026.
One casino per row. If it lists several RTP configurations, the values appear side by side.
| Casino | RTP configurations | Confidence | Latest check |
|---|---|---|---|
| A BETBRA | 98.94% 95.00% | Confirmed by operator | |
| 98.94% | Confirmed by operator | ||
| A FULLTBET | 98.94% 96.12% | Confirmed by operator | |
| 98.94% | Confirmed by operator | ||
| A PINNACLE | 98.94% 95.79% | Confirmed by operator |
The small bar shows where a value sits within this table’s range, not the absolute RTP.
Where we found this game
Observed in operator catalogues. This is a positive, non-exhaustive list: a missing casino may have a closed catalogue or one the collector does not recognise yet.
Brazil
- AVIÃOBET game found; RTP not read
- BLAZE game found; RTP not read
- JONBET game found; RTP not read
What the difference means in money
The money comparison applies each RTP to the same amount of total turnover. This keeps the difference tied to the disclosed percentages rather than changing the stake between examples.
A gap of 3.94 percentage points means the mathematical expected return differs by 3.94% of equal turnover. The difference scales directly when total turnover changes.
Turnover counts every amount wagered, including money used again after earlier results. It is therefore different from the amount deposited or the highest balance reached.
Certified configurations of this game
No certified configuration names are included with these Baccarat records. The supplied data therefore cannot link 98.94%, 96.12%, 95.79% or 95.0% to a labelled version.
The differing disclosures may reflect separate settings or presentations, but the data do not identify which one applies. Each player must check the RTP shown inside the specific Baccarat game before play.
How to check the RTP yourself
- 01
Open Baccarat through the licensed Brazilian operator whose disclosure you want to verify. Confirm that Pragmatic Play appears as the provider.
- 02
Open the game’s information, help or rules panel. Look for the RTP percentage rather than relying only on the game title.
- 03
Record the displayed percentage and check whether the panel names a version, table or configuration. No certified configuration labels are supplied in this dataset.
- 04
Compare the displayed figure with the operator-confirmed record and its verification date. A later operator disclosure may supersede the value collected on 6 August 2026 or 9 August 2026.
Frequent questions
01 Why does the same operator have more than one Baccarat RTP?
FULLTBET, PINNACLE and BETBRA each have records at 98.94% and at least one lower figure. The data show the disagreement but provide no certified configuration names explaining it. Check the percentage displayed in the version currently available.
02 Is Baccarat volatility stated?
No volatility value is supplied for Baccarat in these operator records. RTP and volatility describe different features, so the disclosed percentage cannot establish how uneven individual results may be.
03 Do RTP figures from other Pragmatic Play games apply to Baccarat?
No. Jacks or Better Draw Poker, BlackjackX Brasileiro, ONE Blackjack, Casino Hold’em and Brazilian ONE Blackjack each have their own disclosed figures. Their RTP values cannot be transferred to Baccarat.
Baccarat is for adults aged 18 and over. Set spending and time limits before opening the game.
RTP describes mathematical return over the long run, not the result of one session. The house edge always remains, including when the displayed RTP is 98.94%.
RTP is a long-run statistical average. Even at the highest figure here the mathematical edge stays with the house.